Should India aim to become a fully cashless economy? group discussion pointsग्रुप डिस्कशन के बिंदु
UPI handles billions of transactions a month, yet cash is still widely used, especially in rural areas and by older people.
Forपक्ष में
- Digital payments leave a record, which reduces tax evasion and corruption.
- Lower cost of printing and handling cash.
- Faster, safer payments for small businesses.
Againstविपक्ष में
- Not everyone has a smartphone, reliable internet or digital literacy.
- Outages and fraud can leave people without any way to pay.
- Privacy concerns when every purchase is recorded.
Opening and closing linesशुरुआती और समापन पंक्तियाँ
Cashless is a direction, not a switch; the question is whether we should remove the choice of cash or just make digital the easy default.
“Less cash” serves India better than “no cash”: keep growing digital payments while protecting those who still depend on cash.
In a GD, one clear point with a fact beats three vague ones. Let others finish, build on their points, and summarise fairly if you get the last word.GD में तथ्य के साथ रखा गया एक साफ़ बिंदु तीन अस्पष्ट बिंदुओं से बेहतर है। दूसरों को अपनी बात पूरी करने दीजिए, उनके बिंदुओं को आगे बढ़ाइए, और अगर आख़िरी बात आपकी हो तो निष्पक्ष सारांश दीजिए।