HRA exemption calculator
Work out how much of your house rent allowance is tax-free under the old regime.
₹2,40,000 of your HRA is tax-free each year
₹0 is taxable. The exemption is the lowest of the three amounts below.
- HRA received
- ₹2,40,000
- Rent minus 10% of salary
- ₹2,40,000
- 50% of salary
- ₹3,00,000
Only in the old tax regime. Need receipts? Use the rent receipt generator.
A little guidance.
How to use HRA exemption calculator
- Enter your content or try the synthetic example.
- Review the settings and the stated limitations.
- Process, inspect the result, then choose Download or Copy.
Formats and compatibility
Text is processed locally. Downloaded output is UTF-8 unless another format is specified. See browser compatibility.
Limitations
HRA exemption applies only in the old tax regime. Keep rent receipts and the landlord’s PAN if yearly rent is above ₹1 lakh.
Questions, answered.
Is HRA exemption calculator free?
Yes. HRA exemption calculator is free to use with no sign-up, no watermark and no daily limit.
Is my data sent anywhere?
No. Everything you enter is processed in your browser and is not sent to a server.
Does it work on mobile phones?
Yes. It runs in any modern browser on Android, iPhone, Windows, Mac and Linux. Large files are faster on a computer.
What are the limitations?
HRA exemption applies only in the old tax regime. Keep rent receipts and the landlord’s PAN if yearly rent is above ₹1 lakh.
Sources and last check
We list every rate, limit and date this page relies on, where it comes from and when we last checked it. Rules change: please confirm on the official website before you act. Spotted something out of date? Tell us.
- HRA exemption (Income-tax Rules 2026)Verified 13 Oct 2026
From tax year 2026-27, 50% of salary applies in 8 cities and 40% elsewhere. Old regime only. Landlord PAN is needed if yearly rent is above ₹1 lakh.
Moneylife: HRA exemption extended to 8 cities · ClearTax: HRA
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