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Oommen Chandy Health Insurance Scheme (Kerala)

Announced in the 19 June 2026 budget. An expert committee was set up on 24 September 2026; there is no enrolment yet. Planned free health cover of up to ₹25 lakh for every family in Kerala. Not started yet.

Latest status: Announced in the 19 June 2026 budget. An expert committee was set up on 24 September 2026; there is no enrolment yet.

Last updated: Reviewed by IndiaDigital editorsSources

You getSee benefit below
WhereKerala (state government)
Run byHealth and Family Welfare Department, Govt of Kerala
Last checked1 November 2026

What do you get under Oommen Chandy insurance?

Planned free health cover of up to ₹25 lakh for every family in Kerala. Not started yet.

Oommen Chandy insurance: latest updates

  1. Technical expert committee constituted to prepare the scheme. official source
  2. Reported: existing insurance and treatment aid schemes may be merged into the new scheme. news report
  3. Announced in the revised budget with ₹10 crore for initial expenses. official source

Items marked "news report" are not yet in an official notice we could open. Confirm on the official site before you act.

Who is eligible for Oommen Chandy insurance?

  • The budget says it will cover all families. Final rules are awaited.

How to apply for Oommen Chandy insurance

  1. There is no application yet. Do not pay anyone claiming to register you. Watch sha.kerala.gov.in for the official notice.
  2. Until then, use KASP if your family is covered.

Go to the official site ↗

Common questions

Who is eligible for Oommen Chandy insurance?

The budget says it will cover all families. Final rules are awaited.

How much do I get under Oommen Chandy insurance?

Planned free health cover of up to ₹25 lakh for every family in Kerala. Not started yet.

How do I apply for Oommen Chandy insurance?

There is no application yet. Do not pay anyone claiming to register you. Watch sha.kerala.gov.in for the official notice. Until then, use KASP if your family is covered. Official site: https://sha.kerala.gov.in/

Do I have to pay anyone to apply for Oommen Chandy insurance?

No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.

How to register for the Oommen Chandy health insurance scheme?

Registration has not started. As of 1 November 2026 an expert committee is preparing the scheme. Official news will come from the State Health Agency (sha.kerala.gov.in).

Official sources

Last checked 1 November 2026; next review by 31 January 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.

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