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Ayushman Bharat: Pradhan Mantri Jan Arogya Yojana (AB PM-JAY)

Ayushman Bharat: Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) is a central government scheme run by the National Health Authority. Free hospital treatment up to ₹5 lakh per family per year at empanelled government and private hospitals, cashless, with no limit on family size. Applying is free on beneficiary.nha.gov.in.

Last updated: Reviewed by IndiaDigital editorsSources

You getSee benefit below
WhereAll India (central government)
Run byNational Health Authority
Last checked30 October 2026

What do you get under Ayushman Bharat card?

Free hospital treatment up to ₹5 lakh per family per year at empanelled government and private hospitals, cashless, with no limit on family size.

Who is eligible for Ayushman Bharat card?

  • Families listed by the SECC deprivation criteria (rural) and occupation lists (urban), and families added by states, often through ration cards.
  • Many states extend it to more families under their own name.

Also check:

  • Check your name at beneficiary.nha.gov.in with your Aadhaar or ration card.

Documents needed for Ayushman Bharat card

0 of 3 ready

Offices may ask for more. Check the official list before you go.

How to apply for Ayushman Bharat card

  1. Check eligibility at beneficiary.nha.gov.in or the Ayushman app.
  2. Make your Ayushman card with Aadhaar e-KYC in the app, or at a CSC or empanelled hospital.
  3. At the hospital, go to the Ayushman Mitra desk.

Go to the official site ↗

Common questions

Who is eligible for Ayushman Bharat card?

Families listed by the SECC deprivation criteria (rural) and occupation lists (urban), and families added by states, often through ration cards. Many states extend it to more families under their own name.

How much do I get under Ayushman Bharat card?

Free hospital treatment up to ₹5 lakh per family per year at empanelled government and private hospitals, cashless, with no limit on family size.

What documents do I need for Ayushman Bharat card?

Aadhaar card (linked to your mobile number); Ration card; Mobile number for OTP.

How do I apply for Ayushman Bharat card?

Check eligibility at beneficiary.nha.gov.in or the Ayushman app. Make your Ayushman card with Aadhaar e-KYC in the app, or at a CSC or empanelled hospital. At the hospital, go to the Ayushman Mitra desk. Official site: https://beneficiary.nha.gov.in/

Do I have to pay anyone to apply for Ayushman Bharat card?

No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.

Official sources

Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.

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