What do you get under Bima Sakhi?
Women are trained as LIC agents and get a monthly stipend for three years (₹7,000 in year one, ₹6,000 in year two, ₹5,000 in year three, subject to sales targets), plus commission on policies sold.
This is a work scheme, not a cash grant: the stipend is tied to sales targets.
Who is eligible for Bima Sakhi?
- Women aged 18 to 70 who have passed class 10.
- Close relatives of existing LIC agents or employees cannot join.
Also check:
- Class 10 pass. The stipend for years two and three depends on how many policies you sold stay in force.
Documents needed for Bima Sakhi
0 of 7 ready
Offices may ask for more. Check the official list before you go.
How to apply for Bima Sakhi
- Apply on the Bima Sakhi page of licindia.in or at your nearest LIC branch.
- After selection you are trained and licensed as an agent.
Common questions
Who is eligible for Bima Sakhi?
Women aged 18 to 70 who have passed class 10. Close relatives of existing LIC agents or employees cannot join.
How much do I get under Bima Sakhi?
Women are trained as LIC agents and get a monthly stipend for three years (₹7,000 in year one, ₹6,000 in year two, ₹5,000 in year three, subject to sales targets), plus commission on policies sold. This is a work scheme, not a cash grant: the stipend is tied to sales targets.
What documents do I need for Bima Sakhi?
Aadhaar card (linked to your mobile number); Age proof (birth certificate, school certificate or similar); Education certificates (marksheets); Address proof; Passport-size photo; PAN card; Bank passbook or account details (Aadhaar-seeded account).
How do I apply for Bima Sakhi?
Apply on the Bima Sakhi page of licindia.in or at your nearest LIC branch. After selection you are trained and licensed as an agent. Official site: https://licindia.in/
Do I have to pay anyone to apply for Bima Sakhi?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
How much does a Bima Sakhi get?
A stipend of ₹7,000 a month in the first year, ₹6,000 in the second and ₹5,000 in the third, plus commission. The later stipends depend on meeting the policy targets.
Official sources
Last checked 1 November 2026; next review by 1 May 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.