What do you get under Bihar Student Credit Card?
An education loan of up to ₹4 lakh for higher studies after class 12, at a low or nil rate of interest.
Check the official portal for the current interest rate and age limit.
Who is eligible for Bihar Student Credit Card?
- Bihar residents who passed class 12 and are admitted to a recognised course, within the age limit.
Documents needed for Bihar Student Credit Card
0 of 6 ready
Offices may ask for more. Check the official list before you go.
How to apply for Bihar Student Credit Card
- Register on the 7 Nischay portal and visit your District Registration and Counselling Centre (DRCC).
Common questions
Who is eligible for Bihar Student Credit Card?
Bihar residents who passed class 12 and are admitted to a recognised course, within the age limit.
How much do I get under Bihar Student Credit Card?
An education loan of up to ₹4 lakh for higher studies after class 12, at a low or nil rate of interest. Check the official portal for the current interest rate and age limit.
What documents do I need for Bihar Student Credit Card?
Aadhaar card (linked to your mobile number); Education certificates (marksheets); Proof of admission or fee receipt; Domicile or residence certificate of the state; Bank passbook or account details (Aadhaar-seeded account); Passport-size photo.
How do I apply for Bihar Student Credit Card?
Register on the 7 Nischay portal and visit your District Registration and Counselling Centre (DRCC). Official site: https://www.7nishchay-yuvaupmission.bihar.gov.in/
Do I have to pay anyone to apply for Bihar Student Credit Card?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.