What do you get under CM Rojgar Yojana loan?
Loan for a new business or expansion: project cost up to ₹25 lakh (professionals and ITI) or ₹20 lakh (others), with 75% of the 8% interest (6% a year) given back as subsidy to regular payers.
Who is eligible for CM Rojgar Yojana loan?
- Age 18 to 50 (5 years relaxation for widows, persons with disability, SC, ST and OBC).
- Class 8 passed (relaxable); no family income limit.
- Resident of Goa for at least 15 years (or married to a Goan resident of 15 years and settled in Goa for a year).
- Not a defaulter to any bank or financial institution.
Also check:
- The upper age is 50 for general category; 55 only for widows, persons with disability, SC, ST and OBC.
- Your contribution: 10% of project cost for general men, 5% for women, OBC, disabled, SC and ST.
- All legal activities except alcohol and tobacco; includes CSC village level entrepreneurs, start-ups, homestays and contractors (fixed assets only).
Documents needed for CM Rojgar Yojana loan
0 of 7 ready
Offices may ask for more. Check the official list before you go.
How to apply for CM Rojgar Yojana loan
- Buy the application form (₹100) from EDC Ltd, Panaji, and prepare a project report.
- Submit it with documents and the processing fee (₹500 plus GST up to ₹5 lakh loan, ₹5,000 above; ₹200 for SC/ST).
- After sanction, attend the compulsory entrepreneurship training of up to 3 days.
How to check CM Rojgar Yojana loan status
- Ask EDC Ltd with your application details.
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Common questions
Who is eligible for CM Rojgar Yojana loan?
Age 18 to 50 (5 years relaxation for widows, persons with disability, SC, ST and OBC). Class 8 passed (relaxable); no family income limit. Resident of Goa for at least 15 years (or married to a Goan resident of 15 years and settled in Goa for a year). Not a defaulter to any bank or financial institution.
How much do I get under CM Rojgar Yojana loan?
Loan for a new business or expansion: project cost up to ₹25 lakh (professionals and ITI) or ₹20 lakh (others), with 75% of the 8% interest (6% a year) given back as subsidy to regular payers.
What documents do I need for CM Rojgar Yojana loan?
Domicile or residence certificate of the state; Education certificates (marksheets); Aadhaar card (linked to your mobile number); Caste certificate (SC / ST / OBC), if you claim it; Project report or business plan; Bank passbook or account details (Aadhaar-seeded account); Passport-size photo.
How do I apply for CM Rojgar Yojana loan?
Buy the application form (₹100) from EDC Ltd, Panaji, and prepare a project report. Submit it with documents and the processing fee (₹500 plus GST up to ₹5 lakh loan, ₹5,000 above; ₹200 for SC/ST). After sanction, attend the compulsory entrepreneurship training of up to 3 days. Official site: https://edc-goa.com/chief-ministers-rojgar-yojana/
How do I check CM Rojgar Yojana loan status?
Ask EDC Ltd with your application details.
Do I have to pay anyone to apply for CM Rojgar Yojana loan?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
How much loan is available under CMRY in Goa?
Project cost up to ₹25 lakh for professionals and ITI holders, and up to ₹20 lakh for others.
What is the interest under CMRY?
8% a year; 75% of it (6% a year) is credited back as subsidy if you pay EMIs regularly and the unit runs.
Is there an income limit?
No family income limit.
Official sources
- Govt of Goa: Chief Minister’s Rojgar Yojana (CMRY 2023) scheme (PDF)
- EDC Ltd: Chief Minister’s Rojgar Yojana
Last checked 1 November 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.