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Namo Lakshmi Yojana (Gujarat)

Namo Lakshmi Yojana (Gujarat) is a state government scheme run by the Education Department, Govt of Gujarat. ₹50,000 over four years for girls in classes 9 to 12: ₹20,000 across classes 9 and 10 and ₹30,000 across classes 11 and 12, paid in monthly instalments and on passing the board exams. Applying is free on cmogujarat.gov.in.

Last updated: Reviewed by IndiaDigital editorsSources

You get₹50,000 one-time (up to)
WhereGujarat (state government)
Run byEducation Department, Govt of Gujarat
Last checked1 November 2026

What do you get under Namo Lakshmi?

₹50,000 over four years for girls in classes 9 to 12: ₹20,000 across classes 9 and 10 and ₹30,000 across classes 11 and 12, paid in monthly instalments and on passing the board exams.

Amounts and the income limit are as announced at launch (2024-25). The scheme portal did not load from our checks on 1 November 2026; confirm details with your school.

Who is eligible for Namo Lakshmi?

  • Girls studying in classes 9 to 12 in government, grant-in-aid and eligible private schools of Gujarat.
  • Family income up to ₹6 lakh a year (as set at launch).
  • Regular attendance is required for the monthly instalments.

Also check:

  • Private school students qualify only under the conditions in the scheme rules; ask your school.

Documents needed for Namo Lakshmi

0 of 4 ready

Offices may ask for more. Check the official list before you go.

How to apply for Namo Lakshmi

  1. The school enters the girl’s details on the scheme portal; no separate form is needed from the student in most cases.
  2. Give the school your Aadhaar, bank account (in the girl’s or mother’s name, as the school asks) and income details.

Go to the official site ↗

How to check Namo Lakshmi status

  1. Ask your school principal or class teacher whether your name is approved on the Namo Lakshmi portal.
  2. Check the bank account given for the monthly credit.

Never share an OTP with a caller or a message. Official portals end in .gov.in.

Common questions

Who is eligible for Namo Lakshmi?

Girls studying in classes 9 to 12 in government, grant-in-aid and eligible private schools of Gujarat. Family income up to ₹6 lakh a year (as set at launch). Regular attendance is required for the monthly instalments.

How much do I get under Namo Lakshmi?

₹50,000 over four years for girls in classes 9 to 12: ₹20,000 across classes 9 and 10 and ₹30,000 across classes 11 and 12, paid in monthly instalments and on passing the board exams. Amounts and the income limit are as announced at launch (2024-25). The scheme portal did not load from our checks on 1 November 2026; confirm details with your school.

What documents do I need for Namo Lakshmi?

Aadhaar card (linked to your mobile number); Bank passbook or account details (Aadhaar-seeded account); Income certificate; Proof of admission or fee receipt.

How do I apply for Namo Lakshmi?

The school enters the girl’s details on the scheme portal; no separate form is needed from the student in most cases. Give the school your Aadhaar, bank account (in the girl’s or mother’s name, as the school asks) and income details. Official site: https://cmogujarat.gov.in/en/gujarat-budget-2026-2027

How do I check Namo Lakshmi status?

Ask your school principal or class teacher whether your name is approved on the Namo Lakshmi portal. Check the bank account given for the monthly credit.

Do I have to pay anyone to apply for Namo Lakshmi?

No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.

How much does a girl get under Namo Lakshmi?

₹50,000 in all: ₹20,000 over classes 9 and 10 and ₹30,000 over classes 11 and 12, paid partly every month and partly on passing the board exams.

How do I apply for Namo Lakshmi?

Through your school. The school registers eligible girls on the scheme portal, so give them your Aadhaar and bank details.

Why has the Namo Lakshmi money not come?

Check with the school that your Aadhaar and bank details are correct on the portal and that attendance is regular; the monthly instalments depend on attendance.

Official sources

Last checked 1 November 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.

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