What do you get under Artisan credit card?
Bank loan of up to ₹2 lakh for registered artisans to set up their own unit, with the department paying 7% interest subsidy for 5 years.
Loan size and subsidy are from the district scheme page; confirm the current terms at the Handicrafts Block Office.
Who is eligible for Artisan credit card?
- Registered artisans and craftspeople of J&K aged 18 or more, men or women.
Also check:
- You need an artisan registration card from the Handicrafts Department.
Documents needed for Artisan credit card
0 of 5 ready
Offices may ask for more. Check the official list before you go.
How to apply for Artisan credit card
- Get the loan application form from your Handicrafts Block Office.
- Attach copies of Aadhaar or voter ID, ration card, artisan registration card, 3 passport photos and a notarised affidavit, and submit at the block office.
- The department forwards the case to the bank, and the interest subsidy is paid for 5 years.
How to check Artisan credit card status
- Ask the Handicrafts Block Office or your bank branch.
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Common questions
Who is eligible for Artisan credit card?
Registered artisans and craftspeople of J&K aged 18 or more, men or women.
How much do I get under Artisan credit card?
Bank loan of up to ₹2 lakh for registered artisans to set up their own unit, with the department paying 7% interest subsidy for 5 years. Loan size and subsidy are from the district scheme page; confirm the current terms at the Handicrafts Block Office.
What documents do I need for Artisan credit card?
Aadhaar card (linked to your mobile number); Voter ID card (EPIC); Ration card; Passport-size photo; Self-declaration in the prescribed form.
How do I apply for Artisan credit card?
Get the loan application form from your Handicrafts Block Office. Attach copies of Aadhaar or voter ID, ration card, artisan registration card, 3 passport photos and a notarised affidavit, and submit at the block office. The department forwards the case to the bank, and the interest subsidy is paid for 5 years. Official site: https://budgam.nic.in/scheme/self-employment-to-individual-artisans/
How do I check Artisan credit card status?
Ask the Handicrafts Block Office or your bank branch.
Do I have to pay anyone to apply for Artisan credit card?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
How much loan can an artisan get in J&K?
Up to ₹2 lakh from a bank, and the Handicrafts Department pays 7% interest subsidy for 5 years.
Where do artisans apply for the credit card loan?
At the Handicrafts Block Office, with the artisan registration card, Aadhaar or voter ID, ration card, photos and an affidavit.
Official sources
Last checked 1 November 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.