Home / Scheme finder / Mahila Samman Savings

◷ Pension and savings · Central scheme

Mahila Samman Savings Certificate (MSSC)

Closed for new deposits after 31 March 2025. Existing certificates run to maturity (two years from the deposit date). A two-year deposit for women and girls of up to ₹2 lakh at 7.5% a year, with partial withdrawal after one year. It was open from April 2023 to March 2025.

Latest status: Closed for new deposits after 31 March 2025. Existing certificates run to maturity (two years from the deposit date).

Last updated: Reviewed by IndiaDigital editorsSources

You getSee benefit below
WhereAll India (central government)
Run byDepartment of Economic Affairs, Ministry of Finance
Last checked1 November 2026

What do you get under Mahila Samman Savings?

A two-year deposit for women and girls of up to ₹2 lakh at 7.5% a year, with partial withdrawal after one year. It was open from April 2023 to March 2025.

Who is eligible for Mahila Samman Savings?

  • Women, or a guardian on behalf of a girl. No new accounts now.

Documents needed for Mahila Samman Savings

0 of 3 ready

Offices may ask for more. Check the official list before you go.

How to apply for Mahila Samman Savings

  1. No new accounts. On maturity, visit your post office or bank branch with the certificate and passbook to get the money.

Go to the official site ↗

Common questions

Who is eligible for Mahila Samman Savings?

Women, or a guardian on behalf of a girl. No new accounts now.

How much do I get under Mahila Samman Savings?

A two-year deposit for women and girls of up to ₹2 lakh at 7.5% a year, with partial withdrawal after one year. It was open from April 2023 to March 2025.

What documents do I need for Mahila Samman Savings?

Aadhaar card (linked to your mobile number); PAN card; Passport-size photo.

How do I apply for Mahila Samman Savings?

No new accounts. On maturity, visit your post office or bank branch with the certificate and passbook to get the money. Official site: https://www.indiapost.gov.in/

Do I have to pay anyone to apply for Mahila Samman Savings?

No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.

Can I still open a Mahila Samman Savings Certificate?

No. The scheme took deposits only until 31 March 2025. For new savings, look at the post office Time Deposit, NSC or Sukanya Samriddhi for a daughter.

Official sources

Last checked 1 November 2026; next review by 1 May 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.

Search by task, format or tool name.