What do you get under Jan Dhan account?
A zero-balance bank account with a RuPay card carrying accident insurance (₹2 lakh for accounts opened after August 2018) and an overdraft of up to ₹10,000 for eligible account holders.
Who is eligible for Jan Dhan account?
- Any Indian aged 10 or more without a basic savings account (minors with a guardian).
Documents needed for Jan Dhan account
0 of 3 ready
Offices may ask for more. Check the official list before you go.
How to apply for Jan Dhan account
- Visit any bank branch or Bank Mitra with Aadhaar and fill the account opening form.
Common questions
Who is eligible for Jan Dhan account?
Any Indian aged 10 or more without a basic savings account (minors with a guardian).
How much do I get under Jan Dhan account?
A zero-balance bank account with a RuPay card carrying accident insurance (₹2 lakh for accounts opened after August 2018) and an overdraft of up to ₹10,000 for eligible account holders.
What documents do I need for Jan Dhan account?
Aadhaar card (linked to your mobile number); Passport-size photo; Mobile number for OTP.
How do I apply for Jan Dhan account?
Visit any bank branch or Bank Mitra with Aadhaar and fill the account opening form. Official site: https://pmjdy.gov.in/
Do I have to pay anyone to apply for Jan Dhan account?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
- PMJDY official site
- Govt of West Bengal portal: PM Jan Dhan Yojana (central scheme summary, updated June 2026)
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.