What do you get under PM Awas (urban)?
Help to build, buy or rent a pucca house in a town or city. Under Beneficiary Led Construction and Affordable Housing in Partnership the government assistance is up to ₹2.5 lakh per house; the Interest Subsidy Scheme cuts your home loan interest.
Who is eligible for PM Awas (urban)?
- Urban families in EWS (income up to ₹3 lakh a year), LIG (₹3 to 6 lakh) or MIG (₹6 to 9 lakh).
- No family member may own a pucca house anywhere in India.
- Not for families that took a housing benefit from another government scheme.
Also check:
- Beneficiary Led Construction needs land in your name. Your town must be covered.
Documents needed for PM Awas (urban)
0 of 5 ready
Offices may ask for more. Check the official list before you go.
How to apply for PM Awas (urban)
- Apply on pmay-urban.gov.in ("Apply for PMAY-U 2.0") with Aadhaar OTP, or at your urban local body.
- Pick the vertical: build on your own land, buy, rent, or interest subsidy.
- Your city verifies the application before money is released.
Common questions
Who is eligible for PM Awas (urban)?
Urban families in EWS (income up to ₹3 lakh a year), LIG (₹3 to 6 lakh) or MIG (₹6 to 9 lakh). No family member may own a pucca house anywhere in India. Not for families that took a housing benefit from another government scheme.
How much do I get under PM Awas (urban)?
Help to build, buy or rent a pucca house in a town or city. Under Beneficiary Led Construction and Affordable Housing in Partnership the government assistance is up to ₹2.5 lakh per house; the Interest Subsidy Scheme cuts your home loan interest.
What documents do I need for PM Awas (urban)?
Aadhaar card (linked to your mobile number); Income certificate; Bank passbook or account details (Aadhaar-seeded account); Address proof; Land records (khatauni, 7/12, patta or similar).
How do I apply for PM Awas (urban)?
Apply on pmay-urban.gov.in ("Apply for PMAY-U 2.0") with Aadhaar OTP, or at your urban local body. Pick the vertical: build on your own land, buy, rent, or interest subsidy. Your city verifies the application before money is released. Official site: https://pmay-urban.gov.in/
Do I have to pay anyone to apply for PM Awas (urban)?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
- PMAY-Urban official site
- Govt of West Bengal portal: PMAY-Urban 2.0 (central scheme summary, updated June 2026)
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.