What do you get under Sukanya Samriddhi?
A high-interest, tax-free savings account for a daughter. Deposit ₹250 to ₹1.5 lakh a year; it matures after 21 years.
The interest rate is set every quarter (8.2% a year at the last check).
Who is eligible for Sukanya Samriddhi?
- A girl below 10 years; parents can open accounts for up to two daughters (three for twins in some cases).
Documents needed for Sukanya Samriddhi
0 of 4 ready
Offices may ask for more. Check the official list before you go.
How to apply for Sukanya Samriddhi
- Open the account at any post office or authorised bank with the girl’s birth certificate.
Common questions
Who is eligible for Sukanya Samriddhi?
A girl below 10 years; parents can open accounts for up to two daughters (three for twins in some cases).
How much do I get under Sukanya Samriddhi?
A high-interest, tax-free savings account for a daughter. Deposit ₹250 to ₹1.5 lakh a year; it matures after 21 years. The interest rate is set every quarter (8.2% a year at the last check).
What documents do I need for Sukanya Samriddhi?
Birth certificate of the child; Aadhaar card (linked to your mobile number); Passport-size photo; Address proof.
How do I apply for Sukanya Samriddhi?
Open the account at any post office or authorised bank with the girl’s birth certificate. Official site: https://www.indiapost.gov.in/
Do I have to pay anyone to apply for Sukanya Samriddhi?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
- National Savings Institute: small savings schemes
- India Post: savings schemes
- Govt of West Bengal portal: Sukanya Samriddhi Yojana (central scheme summary, updated June 2026)
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.