What do you get under CMCHIS?
Cashless treatment up to ₹5 lakh per family per year in empanelled Government and private hospitals.
About 1.45 crore families are enrolled (2026-27). The scheme covers 2,053 procedures in 2,226 hospitals.
Who is eligible for CMCHIS?
- Families living in Tamil Nadu with annual income below ₹1,20,000.
- Some groups are enrolled without the income test: persons with disabilities, registered unorganised and construction workers, transgender persons, orphans, Sri Lankan Tamil refugees and others.
- Run together with Ayushman Bharat PM-JAY as CMCHIS-PMJAY; PM-JAY families are covered on the same card.
Documents needed for CMCHIS
0 of 3 ready
Offices may ask for more. Check the official list before you go.
How to apply for CMCHIS
- Get an income certificate from your Village Administrative Officer (VAO).
- Take it with the family ration card and Aadhaar of all members to the CMCHIS enrolment counter at the District Collector’s office for the photo and card.
- At an empanelled hospital, show the card at the CMCHIS desk (Arogya Mithra) for cashless treatment.
Common questions
Who is eligible for CMCHIS?
Families living in Tamil Nadu with annual income below ₹1,20,000. Some groups are enrolled without the income test: persons with disabilities, registered unorganised and construction workers, transgender persons, orphans, Sri Lankan Tamil refugees and others. Run together with Ayushman Bharat PM-JAY as CMCHIS-PMJAY; PM-JAY families are covered on the same card.
How much do I get under CMCHIS?
Cashless treatment up to ₹5 lakh per family per year in empanelled Government and private hospitals. About 1.45 crore families are enrolled (2026-27). The scheme covers 2,053 procedures in 2,226 hospitals.
What documents do I need for CMCHIS?
Ration card; Aadhaar card (linked to your mobile number); Income certificate.
How do I apply for CMCHIS?
Get an income certificate from your Village Administrative Officer (VAO). Take it with the family ration card and Aadhaar of all members to the CMCHIS enrolment counter at the District Collector’s office for the photo and card. At an empanelled hospital, show the card at the CMCHIS desk (Arogya Mithra) for cashless treatment. Official site: https://www.cmchistn.com/
Do I have to pay anyone to apply for CMCHIS?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
What is the income limit for CMCHIS?
Annual family income below ₹1,20,000, shown by a VAO income certificate.
How do I get a CMCHIS card?
Take the VAO income certificate, ration card and Aadhaar of all members to the enrolment counter at the District Collector’s office.
How much does CMCHIS cover?
Up to ₹5 lakh per family per year for listed treatments in empanelled hospitals, without paying at the counter.
Official sources
- Health and Family Welfare Department Policy Note 2026-27 (section 9.1, CMCHIS)
- CMCHIS official website, Govt of Tamil Nadu
Last checked 1 November 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.