What do you get under WB Student Credit Card?
Collateral-free education loan up to ₹10 lakh at about 4% simple interest, from class 10 to doctorate, in India or abroad, repayable over up to 15 years.
Who is eligible for WB Student Credit Card?
- Living in West Bengal for 10 years or more, aged 40 or below.
- Admission to a recognised course after class 9 or later.
Documents needed for WB Student Credit Card
0 of 5 ready
Offices may ask for more. Check the official list before you go.
How to apply for WB Student Credit Card
- Apply on the WB Student Credit Card portal; the institution and department verify before the bank sanctions.
Common questions
Who is eligible for WB Student Credit Card?
Living in West Bengal for 10 years or more, aged 40 or below. Admission to a recognised course after class 9 or later.
How much do I get under WB Student Credit Card?
Collateral-free education loan up to ₹10 lakh at about 4% simple interest, from class 10 to doctorate, in India or abroad, repayable over up to 15 years.
What documents do I need for WB Student Credit Card?
Aadhaar card (linked to your mobile number); Proof of admission or fee receipt; Domicile or residence certificate of the state; Education certificates (marksheets); Bank passbook or account details (Aadhaar-seeded account).
How do I apply for WB Student Credit Card?
Apply on the WB Student Credit Card portal; the institution and department verify before the bank sanctions. Official site: https://wb.gov.in/government-schemes-details-west-bengal-student-credit-card-scheme.aspx
Do I have to pay anyone to apply for WB Student Credit Card?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.