What do you get under CM Soft Loan (ITI)?
A collateral-free bank loan of up to ₹3 lakh in two tranches (₹1 lakh, then ₹2 lakh) for a new business, with a 25% loan subsidy, 7% interest subsidy and a toolkit incentive of up to ₹15,000.
The first phase covers 150 ITI pass-outs across the state (300 a year planned later). The district notice ran from 25 June to 31 July 2026.
Who is eligible for CM Soft Loan (ITI)?
- APST, aged 18 or above.
- Completed ITI training in Arunachal Pradesh within the three years before the year of application.
- Only for new projects with capital expenditure; no earlier loan under a similar central or state self-employment scheme; not a bank defaulter.
Also check:
- Maximum project cost is ₹3 lakh; land cost is not counted.
- You put in 5% margin money (₹5,000 on the first tranche, ₹10,000 on the second). The second tranche comes after repaying 75% of the first.
- The 25% subsidy on each tranche is released after a department inspection of your unit.
Documents needed for CM Soft Loan (ITI)
0 of 6 ready
Offices may ask for more. Check the official list before you go.
How to apply for CM Soft Loan (ITI)
- Prepare a project proposal or DPR for your trade (manufacturing, processing, service or trading).
- Submit it to your ITI, or on the department's online portal when the call is open.
- A state committee chaired by the Director, Skill Development approves the list and banks sanction the loan.
Common questions
Who is eligible for CM Soft Loan (ITI)?
APST, aged 18 or above. Completed ITI training in Arunachal Pradesh within the three years before the year of application. Only for new projects with capital expenditure; no earlier loan under a similar central or state self-employment scheme; not a bank defaulter.
How much do I get under CM Soft Loan (ITI)?
A collateral-free bank loan of up to ₹3 lakh in two tranches (₹1 lakh, then ₹2 lakh) for a new business, with a 25% loan subsidy, 7% interest subsidy and a toolkit incentive of up to ₹15,000. The first phase covers 150 ITI pass-outs across the state (300 a year planned later). The district notice ran from 25 June to 31 July 2026.
What documents do I need for CM Soft Loan (ITI)?
Caste certificate (SC / ST / OBC), if you claim it; Education certificates (marksheets); Aadhaar card (linked to your mobile number); Bank passbook or account details (Aadhaar-seeded account); Project report or business plan; Passport-size photo.
How do I apply for CM Soft Loan (ITI)?
Prepare a project proposal or DPR for your trade (manufacturing, processing, service or trading). Submit it to your ITI, or on the department's online portal when the call is open. A state committee chaired by the Director, Skill Development approves the list and banks sanction the loan. Official site: https://changlang.nic.in/notice/chief-ministers-soft-loan-scheme-for-iti-pass-outs/
Do I have to pay anyone to apply for CM Soft Loan (ITI)?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
How much loan can an ITI pass-out get in Arunachal?
Up to ₹3 lakh in two tranches: up to ₹1 lakh first and up to ₹2 lakh after repaying 75% of the first, with 25% subsidy and 7% interest subsidy.
Who is eligible for the CM Soft Loan Scheme?
APST candidates aged 18 or above who completed ITI training in Arunachal Pradesh within the last three years and have not taken a similar government self-employment loan.
Is collateral needed?
No. Banks are not to insist on collateral for these loans, in line with RBI rules for loans up to ₹10 lakh.
Official sources
- Changlang District (Govt of Arunachal Pradesh): CM Soft Loan Scheme notice
- Scheme guidelines, Department of Skill Development and Entrepreneurship
Last checked 1 November 2026; next review by 31 January 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.