What do you get under CMAAY?
Cashless hospital treatment up to ₹5 lakh per family a year (up to ₹1 lakh for secondary care and ₹4 lakh for tertiary care) at empanelled hospitals in and outside the state.
Who is eligible for CMAAY?
- All Arunachal Pradesh Scheduled Tribe (APST) residents.
- Non-APST permanent residents of Changlang, Lohit and Namsai districts with a Resident Certificate.
- Regular State Government employees and pensioners with dependants, and state-accredited working journalists.
- Central Government and PSU employees are not eligible.
Also check:
- Pre-existing illnesses are covered from day one.
- Families listed in Ayushman Bharat PM-JAY are covered under that card.
Documents needed for CMAAY
0 of 4 ready
Offices may ask for more. Check the official list before you go.
How to apply for CMAAY
- Enrol at a CMAAY kiosk in an empanelled hospital or district office, at a Common Service Centre, or online on the CMAAY portal or the Arogya Arunachal app.
- APST members carry the Tribe Certificate, Aadhaar and family details (family tree certificate or ration card). Non-APST residents of Changlang, Lohit and Namsai carry the Resident Certificate.
- Enrolment is free, with no fixed closing period. Download the e-card after enrolment.
How to check CMAAY status
- Use Check Status on cmaay.arunachal.gov.in with your enrolment details.
- Call the toll-free helpline 1800 233 5558.
Never share an OTP with a caller or a message. Official portals end in .gov.in.
Common questions
Who is eligible for CMAAY?
All Arunachal Pradesh Scheduled Tribe (APST) residents. Non-APST permanent residents of Changlang, Lohit and Namsai districts with a Resident Certificate. Regular State Government employees and pensioners with dependants, and state-accredited working journalists. Central Government and PSU employees are not eligible.
How much do I get under CMAAY?
Cashless hospital treatment up to ₹5 lakh per family a year (up to ₹1 lakh for secondary care and ₹4 lakh for tertiary care) at empanelled hospitals in and outside the state.
What documents do I need for CMAAY?
Caste certificate (SC / ST / OBC), if you claim it; Aadhaar card (linked to your mobile number); Ration card; Domicile or residence certificate of the state.
How do I apply for CMAAY?
Enrol at a CMAAY kiosk in an empanelled hospital or district office, at a Common Service Centre, or online on the CMAAY portal or the Arogya Arunachal app. APST members carry the Tribe Certificate, Aadhaar and family details (family tree certificate or ration card). Non-APST residents of Changlang, Lohit and Namsai carry the Resident Certificate. Enrolment is free, with no fixed closing period. Download the e-card after enrolment. Official site: https://cmaay.arunachal.gov.in/NewEnrollment.aspx
How do I check CMAAY status?
Use Check Status on cmaay.arunachal.gov.in with your enrolment details. Call the toll-free helpline 1800 233 5558.
Do I have to pay anyone to apply for CMAAY?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Who is eligible for CMAAY?
All APST residents, non-APST permanent residents of Changlang, Lohit and Namsai with a Resident Certificate, state government employees and pensioners with dependants, and accredited journalists. Central government and PSU staff are not covered.
How much cover does CMAAY give?
Up to ₹5 lakh per family per year, with up to ₹1 lakh for secondary care and ₹4 lakh for tertiary care.
How do I enrol for CMAAY and get the card?
Enrol free at a CMAAY kiosk, a CSC or online on the CMAAY portal or Arogya Arunachal app, then download the e-card. Old smart cards from earlier schemes are not valid.
Official sources
- CMAAY portal: eligibility and documents
- CMAAY portal: salient features
- CMAAY portal: FAQ
- DIPR Arunachal Pradesh: CMAAY
Last checked 1 November 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.