What do you get under Arivu loan?
Education loan of ₹50,000 to ₹5 lakh a year for minority students admitted through CET or NEET to professional courses, repaid at 2% a year service charge after the course.
Who is eligible for Arivu loan?
- Students from religious minority communities, permanent residents of Karnataka.
- Admitted under government quota through the Karnataka Examinations Authority (CET or NEET).
- Family income up to ₹8 lakh a year.
Also check:
- Maximum per year: ₹5 lakh for MBBS, MD and MS; ₹1 lakh for BDS and MDS; ₹50,000 for engineering, AYUSH, pharmacy, agriculture-related BSc, MBA, MCA and LLB.
- For renewal you pay 12% of the previous year's loan.
Documents needed for Arivu loan
0 of 7 ready
Offices may ask for more. Check the official list before you go.
How to apply for Arivu loan
- Apply on the KMDC online portal (kmdconline.karnataka.gov.in) with the CET or NEET admission letter. The loan is paid to the college account.
Common questions
Who is eligible for Arivu loan?
Students from religious minority communities, permanent residents of Karnataka. Admitted under government quota through the Karnataka Examinations Authority (CET or NEET). Family income up to ₹8 lakh a year.
How much do I get under Arivu loan?
Education loan of ₹50,000 to ₹5 lakh a year for minority students admitted through CET or NEET to professional courses, repaid at 2% a year service charge after the course.
What documents do I need for Arivu loan?
Aadhaar card (linked to your mobile number); Caste certificate (SC / ST / OBC), if you claim it; Income certificate; Proof of admission or fee receipt; Education certificates (marksheets); Passport-size photo; Self-declaration in the prescribed form.
How do I apply for Arivu loan?
Apply on the KMDC online portal (kmdconline.karnataka.gov.in) with the CET or NEET admission letter. The loan is paid to the college account. Official site: https://kmdconline.karnataka.gov.in/
Do I have to pay anyone to apply for Arivu loan?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
Last checked 1 November 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.