What do you get under Bhagyalakshmi?
The state deposits ₹3,000 a year for 15 years into a post office Sukanya Samriddhi account in the girl's name. The department estimates about ₹1.27 lakh at maturity at current interest rates.
Since 2020-21 the scheme runs through the post office Sukanya Samriddhi account instead of LIC bonds. Girls registered before that under LIC keep the old benefits.
Who is eligible for Bhagyalakshmi?
- Girls born in BPL families in Karnataka after 31 March 2006.
- At most two girls per family.
- The birth must be enrolled within one year, with the birth certificate.
Also check:
- The girl must be immunised as per the health department schedule and must not be a child labourer.
- For the maturity amount she should complete Class 8 and must not be married before 18.
- Up to 50% of the account balance can be withdrawn for her education, as per Sukanya Samriddhi rules.
Documents needed for Bhagyalakshmi
0 of 5 ready
Offices may ask for more. Check the official list before you go.
How to apply for Bhagyalakshmi
- Register at your Anganwadi centre or the Child Development Project Officer (CDPO) office within one year of the girl's birth.
- Give the birth certificate and BPL ration card; the department opens the Sukanya Samriddhi account in the post office.
- For questions, contact the Deputy Director of Women and Child Development in your district.
How to check Bhagyalakshmi status
- Ask the Anganwadi worker or CDPO office for the Bhagyalakshmi registration number.
- Check the deposits in the Sukanya Samriddhi passbook at the post office.
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Common questions
Who is eligible for Bhagyalakshmi?
Girls born in BPL families in Karnataka after 31 March 2006. At most two girls per family. The birth must be enrolled within one year, with the birth certificate.
How much do I get under Bhagyalakshmi?
The state deposits ₹3,000 a year for 15 years into a post office Sukanya Samriddhi account in the girl's name. The department estimates about ₹1.27 lakh at maturity at current interest rates. Since 2020-21 the scheme runs through the post office Sukanya Samriddhi account instead of LIC bonds. Girls registered before that under LIC keep the old benefits.
What documents do I need for Bhagyalakshmi?
Birth certificate of the child; Ration card; Aadhaar card (linked to your mobile number); Income certificate; Passport-size photo.
How do I apply for Bhagyalakshmi?
Register at your Anganwadi centre or the Child Development Project Officer (CDPO) office within one year of the girl's birth. Give the birth certificate and BPL ration card; the department opens the Sukanya Samriddhi account in the post office. For questions, contact the Deputy Director of Women and Child Development in your district. Official site: https://dwcd.karnataka.gov.in/92/child-welfare-scheme-and-correctional-institutions/en
How do I check Bhagyalakshmi status?
Ask the Anganwadi worker or CDPO office for the Bhagyalakshmi registration number. Check the deposits in the Sukanya Samriddhi passbook at the post office.
Do I have to pay anyone to apply for Bhagyalakshmi?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
How much money does Bhagyalakshmi give?
The state puts ₹3,000 a year for 15 years into the girl's Sukanya Samriddhi account. The department estimates about ₹1,27,000 at maturity at the present interest rate.
Is Bhagyalakshmi now linked to Sukanya Samriddhi?
Yes. By a government order of 10 November 2020, the scheme moved from LIC to the postal department's Sukanya Samriddhi account from 2020-21.
How do I apply for Bhagyalakshmi?
At the Anganwadi centre or CDPO office, within one year of the girl's birth, with the birth certificate and BPL ration card.
Official sources
- Women and Child Development Department, Govt of Karnataka: Bhagyalakshmi Sukanya Samruddhi Scheme
- Vijayanagara district (NIC): Bhagyalaxmi scheme eligibility
Last checked 1 November 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.