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Ayushman Bharat Arogya Karnataka (AB-ArK)

Ayushman Bharat Arogya Karnataka (AB-ArK) is a state government scheme run by the Suvarna Arogya Suraksha Trust, Health and Family Welfare Department, Govt of Karnataka. Health cover for all residents of Karnataka. Who qualifies: Any resident of Karnataka with Aadhaar. Applying is free on arogya.karnataka.gov.in.

Last updated: Reviewed by IndiaDigital editorsSources

You getSee benefit below
WhereKarnataka (state government)
Run bySuvarna Arogya Suraksha Trust, Health and Family Welfare Department, Govt of Karnataka
Last checked1 November 2026

What do you get under Arogya Karnataka?

Health cover for all residents of Karnataka. Families with a priority (BPL) ration card are treated as eligible patients with cashless care; others are enrolled as general patients with partial cover. Treatment starts at a government hospital, which refers you to an empanelled private hospital if needed.

Arogya Karnataka is the state's own scheme, run alongside the central Ayushman Bharat PM-JAY. Ask the hospital which cover applies to you.

Who is eligible for Arogya Karnataka?

  • Any resident of Karnataka with Aadhaar.
  • Eligible patients: families with a priority (BPL) ration card under the food security law. Everyone else is a general patient.

Also check:

  • Aadhaar authentication is compulsory for referral to private hospitals.
  • The cover limits for eligible and general patients are set by the state; ask at the hospital Arogya Mitra desk.

Documents needed for Arogya Karnataka

0 of 3 ready

Offices may ask for more. Check the official list before you go.

How to apply for Arogya Karnataka

  1. Go to a government hospital or health centre with Aadhaar and your ration card. Staff enrol you and issue an ArK ID card (₹10 the first time).
  2. For specialised care, get a referral from the government hospital to an empanelled hospital.

Go to the official site ↗

How to check Arogya Karnataka status

  1. Ask the Arogya Mitra at the hospital or call the helpline with your ArK ID.

Never share an OTP with a caller or a message. Official portals end in .gov.in.

Common questions

Who is eligible for Arogya Karnataka?

Any resident of Karnataka with Aadhaar. Eligible patients: families with a priority (BPL) ration card under the food security law. Everyone else is a general patient.

How much do I get under Arogya Karnataka?

Health cover for all residents of Karnataka. Families with a priority (BPL) ration card are treated as eligible patients with cashless care; others are enrolled as general patients with partial cover. Treatment starts at a government hospital, which refers you to an empanelled private hospital if needed. Arogya Karnataka is the state's own scheme, run alongside the central Ayushman Bharat PM-JAY. Ask the hospital which cover applies to you.

What documents do I need for Arogya Karnataka?

Aadhaar card (linked to your mobile number); Ration card; Mobile number for OTP.

How do I apply for Arogya Karnataka?

Go to a government hospital or health centre with Aadhaar and your ration card. Staff enrol you and issue an ArK ID card (₹10 the first time). For specialised care, get a referral from the government hospital to an empanelled hospital. Official site: https://arogya.karnataka.gov.in/

How do I check Arogya Karnataka status?

Ask the Arogya Mitra at the hospital or call the helpline with your ArK ID.

Do I have to pay anyone to apply for Arogya Karnataka?

No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.

Official sources

Last checked 1 November 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.

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