What do you get under Kisan Vikas Patra?
Your money doubles in 115 months (9 years 7 months) at 7.5% a year compounded, the rate for October to December 2026. Open to everyone, not only farmers.
No tax deduction on the deposit, and the interest is taxable. You can encash it early only after 2 years 6 months (or on death or a court order).
Who is eligible for Kisan Vikas Patra?
- Any resident Indian adult, joint holders, or a guardian for a minor.
- Minimum ₹1,000; no upper limit (PAN and income proof needed for large amounts).
Documents needed for Kisan Vikas Patra
0 of 3 ready
Offices may ask for more. Check the official list before you go.
How to apply for Kisan Vikas Patra
- Buy it at a post office or an authorised bank branch with the application form and KYC.
Common questions
Who is eligible for Kisan Vikas Patra?
Any resident Indian adult, joint holders, or a guardian for a minor. Minimum ₹1,000; no upper limit (PAN and income proof needed for large amounts).
How much do I get under Kisan Vikas Patra?
Your money doubles in 115 months (9 years 7 months) at 7.5% a year compounded, the rate for October to December 2026. Open to everyone, not only farmers. No tax deduction on the deposit, and the interest is taxable. You can encash it early only after 2 years 6 months (or on death or a court order).
What documents do I need for Kisan Vikas Patra?
Aadhaar card (linked to your mobile number); PAN card; Passport-size photo.
How do I apply for Kisan Vikas Patra?
Buy it at a post office or an authorised bank branch with the application form and KYC. Official site: https://www.indiapost.gov.in/
Do I have to pay anyone to apply for Kisan Vikas Patra?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
In how many months does KVP double my money?
At the current 7.5% a year, money in a new KVP doubles in 115 months. The period changes if the government changes the rate for new certificates.
Official sources
- National Savings Institute, Ministry of Finance
- India Post
- Department of Economic Affairs, Ministry of Finance (small savings rates)
Last checked 1 November 2026; next review by 31 December 2026. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.