What do you get under Karjmukti 2026 loan waiver?
Crop loan waiver up to ₹2 lakh; up to ₹50,000 incentive for farmers who repaid on time; one-time settlement for loans above ₹2 lakh.
Lists are released in rounds. Interest on eligible loan accounts is not charged after 1 April 2026 as per the state press note; check with your bank.
Karjmukti 2026 loan waiver: latest updates
- Third list of eligible accounts reported released. news report
- Second list published with about 3.55 lakh loan accounts. official source
- By 24 August, about ₹10,115 crore paid to about 12.58 lakh loan accounts in two rounds (7 and 24 August). official source
- First list of eligible farmers published (about 16.96 lakh accounts). official source
- Government Resolution issued for the scheme. official source
Items marked "news report" are not yet in an official notice we could open. Confirm on the official site before you act.
Who is eligible for Karjmukti 2026 loan waiver?
- Short-term crop loans taken between 1 April 2019 and 31 March 2025, overdue on 30 September 2025 and unpaid on 31 March 2026.
- Outstanding amount (principal and interest) up to ₹2 lakh is waived. Above ₹2 lakh, pay the extra amount by 31 March 2027 under the one-time settlement.
- Regular repayers can get up to ₹50,000 as incentive.
- Excluded: ministers, MPs, MLAs and similar office holders, regular government and PSU employees and pensioners (with some exceptions for lower pay), and people who paid income tax on non-farm income.
Also check:
- Your loan account must be in one of the banks or societies that uploaded data to the state portal.
- Aadhaar must be linked to the loan account.
Documents needed for Karjmukti 2026 loan waiver
0 of 3 ready
Offices may ask for more. Check the official list before you go.
How to apply for Karjmukti 2026 loan waiver
- No application form: banks and societies upload loan data, and lists of eligible accounts are published.
- Check the list at your bank branch, cooperative society or gram panchayat.
- If your name is on the list, complete Aadhaar authentication when asked (at the bank or an Aaple Sarkar Seva Kendra).
How to check Karjmukti 2026 loan waiver status
- Lists and press notes are posted on sahakarayukta.maharashtra.gov.in (Commissioner of Co-operation).
- Ask your bank branch or primary agricultural cooperative society whether your account is on the list and whether the amount is credited.
- If your name is missing, give a written complaint to the bank and the taluka cooperation officer (Assistant Registrar).
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Common questions
Who is eligible for Karjmukti 2026 loan waiver?
Short-term crop loans taken between 1 April 2019 and 31 March 2025, overdue on 30 September 2025 and unpaid on 31 March 2026. Outstanding amount (principal and interest) up to ₹2 lakh is waived. Above ₹2 lakh, pay the extra amount by 31 March 2027 under the one-time settlement. Regular repayers can get up to ₹50,000 as incentive. Excluded: ministers, MPs, MLAs and similar office holders, regular government and PSU employees and pensioners (with some exceptions for lower pay), and people who paid income tax on non-farm income.
How much do I get under Karjmukti 2026 loan waiver?
Crop loan waiver up to ₹2 lakh; up to ₹50,000 incentive for farmers who repaid on time; one-time settlement for loans above ₹2 lakh. Lists are released in rounds. Interest on eligible loan accounts is not charged after 1 April 2026 as per the state press note; check with your bank.
What documents do I need for Karjmukti 2026 loan waiver?
Aadhaar card (linked to your mobile number); Bank passbook or account details (Aadhaar-seeded account); Land records (khatauni, 7/12, patta or similar).
How do I apply for Karjmukti 2026 loan waiver?
No application form: banks and societies upload loan data, and lists of eligible accounts are published. Check the list at your bank branch, cooperative society or gram panchayat. If your name is on the list, complete Aadhaar authentication when asked (at the bank or an Aaple Sarkar Seva Kendra). Official site: https://sahakarayukta.maharashtra.gov.in/
How do I check Karjmukti 2026 loan waiver status?
Lists and press notes are posted on sahakarayukta.maharashtra.gov.in (Commissioner of Co-operation). Ask your bank branch or primary agricultural cooperative society whether your account is on the list and whether the amount is credited. If your name is missing, give a written complaint to the bank and the taluka cooperation officer (Assistant Registrar).
Do I have to pay anyone to apply for Karjmukti 2026 loan waiver?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
How do I check my name in the Karjmafi 2026 list?
The lists go to banks, cooperative societies and gram panchayats. Ask your bank branch or society; press notes are posted on sahakarayukta.maharashtra.gov.in. There is no separate public form.
Which loans are waived?
Crop loans taken from 1 April 2019 to 31 March 2025 that were overdue on 30 September 2025 and still unpaid on 31 March 2026, up to ₹2 lakh.
I repaid my loan on time. Do I get anything?
Yes, an incentive of up to ₹50,000 under the scheme rules. Ask your bank.
My loan is above ₹2 lakh. What now?
Pay the amount above ₹2 lakh by 31 March 2027 under the one-time settlement, and ₹2 lakh is then waived.
Official sources
- Government Resolution of 2 June 2026, Punyashlok Ahilyadevi Holkar Shetkari Karjmukti Yojana 2026 (PDF), Commissioner of Co-operation, Maharashtra
- Press note, 28 July 2026, Commissioner of Co-operation, Maharashtra
- Press note, 11 September 2026: second list, Commissioner of Co-operation, Maharashtra
Last checked 1 November 2026; next review by 31 January 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.