What do you get under Unified Pension Scheme?
An assured pension option inside NPS for central government employees: 50% of the average basic pay of the last 12 months after 25 years of service (proportionate from 10 years), a minimum of ₹10,000 a month, family pension and dearness relief.
Who is eligible for Unified Pension Scheme?
- Central government employees covered by NPS who choose UPS, including those joining service from 1 April 2025.
- Retired NPS subscribers may get arrears as per the rules.
Documents needed for Unified Pension Scheme
0 of 3 ready
Offices may ask for more. Check the official list before you go.
How to apply for Unified Pension Scheme
- Submit the UPS option form through your office (DDO) or online on the CRA portal as per the PFRDA regulations.
Common questions
Who is eligible for Unified Pension Scheme?
Central government employees covered by NPS who choose UPS, including those joining service from 1 April 2025. Retired NPS subscribers may get arrears as per the rules.
How much do I get under Unified Pension Scheme?
An assured pension option inside NPS for central government employees: 50% of the average basic pay of the last 12 months after 25 years of service (proportionate from 10 years), a minimum of ₹10,000 a month, family pension and dearness relief.
What documents do I need for Unified Pension Scheme?
Aadhaar card (linked to your mobile number); PAN card; Bank passbook or account details (Aadhaar-seeded account).
How do I apply for Unified Pension Scheme?
Submit the UPS option form through your office (DDO) or online on the CRA portal as per the PFRDA regulations. Official site: https://www.pfrda.org.in/
Do I have to pay anyone to apply for Unified Pension Scheme?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
Last checked 1 November 2026; next review by 1 May 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.