What do you get under Startup credit guarantee?
A government guarantee on loans and venture debt given to DPIIT-recognised startups by banks, NBFCs and venture debt funds, so startups can borrow without collateral.
Who is eligible for Startup credit guarantee?
- DPIIT-recognised startups that meet the lender’s and the scheme’s criteria.
Documents needed for Startup credit guarantee
0 of 3 ready
Offices may ask for more. Check the official list before you go.
How to apply for Startup credit guarantee
- Apply to a bank, NBFC or venture debt fund registered under CGSS; the lender seeks the guarantee.
Common questions
Who is eligible for Startup credit guarantee?
DPIIT-recognised startups that meet the lender’s and the scheme’s criteria.
How much do I get under Startup credit guarantee?
A government guarantee on loans and venture debt given to DPIIT-recognised startups by banks, NBFCs and venture debt funds, so startups can borrow without collateral.
What documents do I need for Startup credit guarantee?
PAN card; Business proof or plan (Udyam, vending certificate, quotation); Bank passbook or account details (Aadhaar-seeded account).
How do I apply for Startup credit guarantee?
Apply to a bank, NBFC or venture debt fund registered under CGSS; the lender seeks the guarantee. Official site: https://www.startupindia.gov.in/
Do I have to pay anyone to apply for Startup credit guarantee?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
Last checked 1 November 2026; next review by 1 May 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.