What do you get under Kisan Credit Card?
Low-interest crop loans from your bank. With the interest subvention and prompt repayment, the effective rate is about 4% a year on eligible loans.
The loan limit eligible for interest subvention has been revised before; check with your bank for the current limit.
Who is eligible for Kisan Credit Card?
- Owner farmers, tenant farmers, oral lessees and sharecroppers.
- Also for dairy, poultry and fisheries farmers.
- Self-help groups and joint liability groups of farmers.
Also check:
- The bank decides your credit limit from your crops and land.
Documents needed for Kisan Credit Card
0 of 4 ready
Offices may ask for more. Check the official list before you go.
How to apply for Kisan Credit Card
- Visit any bank, regional rural bank or cooperative bank, or use the KCC form on pmkisan.gov.in.
- Submit the form with land and crop details.
- The bank sets a limit and issues a RuPay KCC card.
Common questions
Who is eligible for Kisan Credit Card?
Owner farmers, tenant farmers, oral lessees and sharecroppers. Also for dairy, poultry and fisheries farmers. Self-help groups and joint liability groups of farmers.
How much do I get under Kisan Credit Card?
Low-interest crop loans from your bank. With the interest subvention and prompt repayment, the effective rate is about 4% a year on eligible loans. The loan limit eligible for interest subvention has been revised before; check with your bank for the current limit.
What documents do I need for Kisan Credit Card?
Aadhaar card (linked to your mobile number); Land records (khatauni, 7/12, patta or similar); Passport-size photo; Bank passbook or account details (Aadhaar-seeded account).
How do I apply for Kisan Credit Card?
Visit any bank, regional rural bank or cooperative bank, or use the KCC form on pmkisan.gov.in. Submit the form with land and crop details. The bank sets a limit and issues a RuPay KCC card. Official site: https://pmkisan.gov.in/
Do I have to pay anyone to apply for Kisan Credit Card?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
- Ministry of Agriculture and Farmers Welfare
- Govt of West Bengal portal: Kisan Credit Card (central scheme summary, updated June 2026)
- PM-KISAN portal (KCC form)
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.