What do you get under PM SVANidhi?
Collateral-free working capital loans for street vendors in three tranches (the portal now lists ₹15,000, ₹25,000 and ₹50,000), 7% interest subsidy on timely repayment, digital payment cashback, and a credit card after the second loan.
Who is eligible for PM SVANidhi?
- Street vendors with a vending certificate or ID, or identified in the town survey, or recommended by the urban local body or town vending committee.
- Vendors in census towns and peri-urban areas are also covered.
Documents needed for PM SVANidhi
0 of 4 ready
Offices may ask for more. Check the official list before you go.
How to apply for PM SVANidhi
- Apply on pmsvanidhi.mohua.gov.in (Aadhaar linked to mobile), or at a CSC or your urban local body.
Common questions
Who is eligible for PM SVANidhi?
Street vendors with a vending certificate or ID, or identified in the town survey, or recommended by the urban local body or town vending committee. Vendors in census towns and peri-urban areas are also covered.
How much do I get under PM SVANidhi?
Collateral-free working capital loans for street vendors in three tranches (the portal now lists ₹15,000, ₹25,000 and ₹50,000), 7% interest subsidy on timely repayment, digital payment cashback, and a credit card after the second loan.
What documents do I need for PM SVANidhi?
Aadhaar card (linked to your mobile number); Business proof or plan (Udyam, vending certificate, quotation); Bank passbook or account details (Aadhaar-seeded account); Mobile number for OTP.
How do I apply for PM SVANidhi?
Apply on pmsvanidhi.mohua.gov.in (Aadhaar linked to mobile), or at a CSC or your urban local body. Official site: https://pmsvanidhi.mohua.gov.in/
Do I have to pay anyone to apply for PM SVANidhi?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
- PM SVANidhi portal
- Govt of West Bengal portal: PM SVANidhi (central scheme summary, updated June 2026)
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.