What do you get under Mudra loan?
Collateral-free business loans: Shishu up to ₹50,000, Kishor up to ₹5 lakh, Tarun up to ₹10 lakh, and Tarun Plus up to ₹20 lakh for those who repaid a Tarun loan.
Who is eligible for Mudra loan?
- Indians aged 18+ starting or running a non-farm small business: shops, services, small manufacturing, and allied farm activities like dairy or poultry.
- Not a bank defaulter.
Documents needed for Mudra loan
0 of 5 ready
Offices may ask for more. Check the official list before you go.
How to apply for Mudra loan
- Apply at any bank, NBFC or microfinance institution, or online on the Jan Samarth portal.
- MUDRA does not use agents. Never pay a middleman.
Common questions
Who is eligible for Mudra loan?
Indians aged 18+ starting or running a non-farm small business: shops, services, small manufacturing, and allied farm activities like dairy or poultry. Not a bank defaulter.
How much do I get under Mudra loan?
Collateral-free business loans: Shishu up to ₹50,000, Kishor up to ₹5 lakh, Tarun up to ₹10 lakh, and Tarun Plus up to ₹20 lakh for those who repaid a Tarun loan.
What documents do I need for Mudra loan?
Aadhaar card (linked to your mobile number); PAN card; Business proof or plan (Udyam, vending certificate, quotation); Bank passbook or account details (Aadhaar-seeded account); Passport-size photo.
How do I apply for Mudra loan?
Apply at any bank, NBFC or microfinance institution, or online on the Jan Samarth portal. MUDRA does not use agents. Never pay a middleman. Official site: https://www.jansamarth.in/
Do I have to pay anyone to apply for Mudra loan?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
- Department of Financial Services
- MUDRA official site
- Govt of West Bengal portal: PM Mudra Yojana (central scheme summary, updated June 2026)
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.