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NBCFDC loans for Backward Classes

NBCFDC loans for Backward Classes is a central government scheme. Low-interest term loans, microfinance through SHGs, and education loans for OBC families, given through state channelising agencies. Who qualifies: Persons from backward classes with annual family income up to ₹3 lakh. Applying is free on nbcfdc.gov.in.

Last updated: Reviewed by IndiaDigital editorsSources

You getSee benefit below
WhereAll India (central government)
Run byMinistry of Social Justice and Empowerment (National Backward Classes Finance and Development Corporation)
Last checked1 November 2026

What do you get under NBCFDC loans (OBC)?

Low-interest term loans, microfinance through SHGs, and education loans for OBC families, given through state channelising agencies.

Who is eligible for NBCFDC loans (OBC)?

  • Persons from backward classes with annual family income up to ₹3 lakh.

Documents needed for NBCFDC loans (OBC)

0 of 6 ready

Offices may ask for more. Check the official list before you go.

How to apply for NBCFDC loans (OBC)

  1. Apply to the state backward classes finance corporation in your district.

Go to the official site ↗

Common questions

Who is eligible for NBCFDC loans (OBC)?

Persons from backward classes with annual family income up to ₹3 lakh.

How much do I get under NBCFDC loans (OBC)?

Low-interest term loans, microfinance through SHGs, and education loans for OBC families, given through state channelising agencies.

What documents do I need for NBCFDC loans (OBC)?

Caste certificate (SC / ST / OBC), if you claim it; Income certificate; Aadhaar card (linked to your mobile number); Bank passbook or account details (Aadhaar-seeded account); Business proof or plan (Udyam, vending certificate, quotation); Passport-size photo.

How do I apply for NBCFDC loans (OBC)?

Apply to the state backward classes finance corporation in your district. Official site: https://nbcfdc.gov.in/

Do I have to pay anyone to apply for NBCFDC loans (OBC)?

No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.

Official sources

Last checked 1 November 2026; next review by 1 May 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.

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