What do you get under NDFDC loans (divyang)?
Low-interest loans for persons with disabilities for self-employment, education and skill training, through state channelising agencies and banks.
Who is eligible for NDFDC loans (divyang)?
- Persons with 40% or more disability, usually aged 18 to 60.
Documents needed for NDFDC loans (divyang)
0 of 5 ready
Offices may ask for more. Check the official list before you go.
How to apply for NDFDC loans (divyang)
- Apply to the state channelising agency for disability loans or a partner bank in your district.
Common questions
Who is eligible for NDFDC loans (divyang)?
Persons with 40% or more disability, usually aged 18 to 60.
How much do I get under NDFDC loans (divyang)?
Low-interest loans for persons with disabilities for self-employment, education and skill training, through state channelising agencies and banks.
What documents do I need for NDFDC loans (divyang)?
Disability certificate or UDID card; Aadhaar card (linked to your mobile number); Income certificate; Bank passbook or account details (Aadhaar-seeded account); Business proof or plan (Udyam, vending certificate, quotation).
How do I apply for NDFDC loans (divyang)?
Apply to the state channelising agency for disability loans or a partner bank in your district. Official site: https://ndfdc.nic.in/
Do I have to pay anyone to apply for NDFDC loans (divyang)?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
Last checked 1 November 2026; next review by 1 May 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.