What do you get under NSFDC loans (SC)?
Low-interest term loans, microfinance and education loans for SC families to start or grow a business, given through state channelising agencies and banks.
Who is eligible for NSFDC loans (SC)?
- Scheduled Caste persons with annual family income up to ₹3 lakh.
- Age usually 18 to 55 for term loans.
Documents needed for NSFDC loans (SC)
0 of 6 ready
Offices may ask for more. Check the official list before you go.
How to apply for NSFDC loans (SC)
- Apply to the state SC development corporation (the state channelising agency) in your district, or through partner banks.
Common questions
Who is eligible for NSFDC loans (SC)?
Scheduled Caste persons with annual family income up to ₹3 lakh. Age usually 18 to 55 for term loans.
How much do I get under NSFDC loans (SC)?
Low-interest term loans, microfinance and education loans for SC families to start or grow a business, given through state channelising agencies and banks.
What documents do I need for NSFDC loans (SC)?
Caste certificate (SC / ST / OBC), if you claim it; Income certificate; Aadhaar card (linked to your mobile number); Bank passbook or account details (Aadhaar-seeded account); Business proof or plan (Udyam, vending certificate, quotation); Passport-size photo.
How do I apply for NSFDC loans (SC)?
Apply to the state SC development corporation (the state channelising agency) in your district, or through partner banks. Official site: https://nsfdc.nic.in/
Do I have to pay anyone to apply for NSFDC loans (SC)?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
Last checked 1 November 2026; next review by 1 May 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.