What do you get under Life cover ₹2 lakh (PMJJBY)?
Life insurance of ₹2 lakh for death from any cause, for a premium of ₹436 a year auto-debited from your bank account.
Who is eligible for Life cover ₹2 lakh (PMJJBY)?
- Age 18 to 50 with a savings account (cover continues to 55 if renewed).
Documents needed for Life cover ₹2 lakh (PMJJBY)
0 of 2 ready
Offices may ask for more. Check the official list before you go.
How to apply for Life cover ₹2 lakh (PMJJBY)
- Enrol through your bank branch, net banking or app, or on jansuraksha.gov.in.
Common questions
Who is eligible for Life cover ₹2 lakh (PMJJBY)?
Age 18 to 50 with a savings account (cover continues to 55 if renewed).
How much do I get under Life cover ₹2 lakh (PMJJBY)?
Life insurance of ₹2 lakh for death from any cause, for a premium of ₹436 a year auto-debited from your bank account.
What documents do I need for Life cover ₹2 lakh (PMJJBY)?
Aadhaar card (linked to your mobile number); Bank passbook or account details (Aadhaar-seeded account).
How do I apply for Life cover ₹2 lakh (PMJJBY)?
Enrol through your bank branch, net banking or app, or on jansuraksha.gov.in. Official site: https://jansuraksha.gov.in/
Do I have to pay anyone to apply for Life cover ₹2 lakh (PMJJBY)?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
- Jan Suraksha portal (PMJJBY, PMSBY, APY)
- Department of Financial Services
- Govt of West Bengal portal: PMJJBY (central scheme summary, updated June 2026)
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.