What do you get under Accident cover ₹2 lakh (PMSBY)?
Accident insurance: ₹2 lakh for accidental death or total disability and ₹1 lakh for partial disability, for ₹20 a year.
Who is eligible for Accident cover ₹2 lakh (PMSBY)?
- Age 18 to 70 with a savings account.
Documents needed for Accident cover ₹2 lakh (PMSBY)
0 of 2 ready
Offices may ask for more. Check the official list before you go.
How to apply for Accident cover ₹2 lakh (PMSBY)
- Enrol through your bank branch, net banking or app, or on jansuraksha.gov.in.
Common questions
Who is eligible for Accident cover ₹2 lakh (PMSBY)?
Age 18 to 70 with a savings account.
How much do I get under Accident cover ₹2 lakh (PMSBY)?
Accident insurance: ₹2 lakh for accidental death or total disability and ₹1 lakh for partial disability, for ₹20 a year.
What documents do I need for Accident cover ₹2 lakh (PMSBY)?
Aadhaar card (linked to your mobile number); Bank passbook or account details (Aadhaar-seeded account).
How do I apply for Accident cover ₹2 lakh (PMSBY)?
Enrol through your bank branch, net banking or app, or on jansuraksha.gov.in. Official site: https://jansuraksha.gov.in/
Do I have to pay anyone to apply for Accident cover ₹2 lakh (PMSBY)?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
- Jan Suraksha portal (PMJJBY, PMSBY, APY)
- Department of Financial Services
- Govt of West Bengal portal: PMSBY (central scheme summary, updated June 2026)
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.