What do you get under Crop insurance (PMFBY)?
Crop insurance against drought, flood, pests and other losses. Farmers pay only 2% of the sum insured for kharif, 1.5% for rabi and 5% for commercial or horticulture crops.
Who is eligible for Crop insurance (PMFBY)?
- All farmers growing notified crops in notified areas, including sharecroppers and tenant farmers.
- Voluntary for all farmers.
Also check:
- Enrol before the cut-off date for each season.
Documents needed for Crop insurance (PMFBY)
0 of 4 ready
Offices may ask for more. Check the official list before you go.
How to apply for Crop insurance (PMFBY)
- Enrol at your bank, a CSC, an insurance company office, or on pmfby.gov.in before the season deadline.
- Report crop loss within 72 hours through the Crop Insurance app or helpline.
Common questions
Who is eligible for Crop insurance (PMFBY)?
All farmers growing notified crops in notified areas, including sharecroppers and tenant farmers. Voluntary for all farmers.
How much do I get under Crop insurance (PMFBY)?
Crop insurance against drought, flood, pests and other losses. Farmers pay only 2% of the sum insured for kharif, 1.5% for rabi and 5% for commercial or horticulture crops.
What documents do I need for Crop insurance (PMFBY)?
Aadhaar card (linked to your mobile number); Bank passbook or account details (Aadhaar-seeded account); Land records (khatauni, 7/12, patta or similar); Self-declaration in the prescribed form.
How do I apply for Crop insurance (PMFBY)?
Enrol at your bank, a CSC, an insurance company office, or on pmfby.gov.in before the season deadline. Report crop loss within 72 hours through the Crop Insurance app or helpline. Official site: https://pmfby.gov.in/
Do I have to pay anyone to apply for Crop insurance (PMFBY)?
No. Applying for a government scheme is free on the official portal, and at Common Service Centres you pay only the notified service fee, if any. Never pay an agent who promises approval.
Official sources
Last checked 30 October 2026; next review by 30 April 2027. Rules and amounts change, so confirm on the official site before you apply. IndiaDigital is independent and not a government site.