Fixed deposit (FD) calculator
Maturity value and interest for a bank or post office fixed deposit with quarterly compounding.
₹1,07,186 at maturity
- Interest earned
- ₹7,186
- Effective yearly yield
- 7.19%
Interest is added to your income and taxed at your slab rate. Banks deduct TDS above the yearly threshold unless you submit Form 15G/15H.
A little guidance.
How to use Fixed deposit (FD) calculator
- Enter your content or try the synthetic example.
- Review the settings and the stated limitations.
- Process, inspect the result, then choose Download or Copy.
Formats and compatibility
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Limitations
Cumulative FD with quarterly compounding. Interest is taxable and banks may deduct TDS.
Questions, answered.
Is Fixed deposit (FD) calculator free?
Yes. Fixed deposit (FD) calculator is free to use with no sign-up, no watermark and no daily limit.
Is my data sent anywhere?
No. Everything you enter is processed in your browser and is not sent to a server.
Does it work on mobile phones?
Yes. It runs in any modern browser on Android, iPhone, Windows, Mac and Linux. Large files are faster on a computer.
What are the limitations?
Cumulative FD with quarterly compounding. Interest is taxable and banks may deduct TDS.
Sources and last check
We list every rate, limit and date this page relies on, where it comes from and when we last checked it. Rules change: please confirm on the official website before you act. Spotted something out of date? Tell us.
- Small savings interest rates (Oct–Dec 2026)Verified 13 Oct 2026
The government resets these rates every quarter. Unchanged for Oct–Dec 2026.
Business Today: Q3 FY27 rates unchanged · India Post: small savings schemes
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