Recurring deposit (RD) calculator
How much your monthly recurring deposit grows to, using the bank method with quarterly compounding.
₹3,56,829 at maturity
- You deposit
- ₹3,00,000
- Interest earned
- ₹56,829
Interest is taxable at your slab rate.
A little guidance.
How to use Recurring deposit (RD) calculator
- Enter your content or try the synthetic example.
- Review the settings and the stated limitations.
- Process, inspect the result, then choose Download or Copy.
Formats and compatibility
Text is processed locally. Downloaded output is UTF-8 unless another format is specified. See browser compatibility.
Limitations
Assumes every instalment is paid on time. Some banks round differently.
Questions, answered.
Is Recurring deposit (RD) calculator free?
Yes. Recurring deposit (RD) calculator is free to use with no sign-up, no watermark and no daily limit.
Is my data sent anywhere?
No. Everything you enter is processed in your browser and is not sent to a server.
Does it work on mobile phones?
Yes. It runs in any modern browser on Android, iPhone, Windows, Mac and Linux. Large files are faster on a computer.
What are the limitations?
Assumes every instalment is paid on time. Some banks round differently.
Sources and last check
We list every rate, limit and date this page relies on, where it comes from and when we last checked it. Rules change: please confirm on the official website before you act. Spotted something out of date? Tell us.
- Small savings interest rates (Oct–Dec 2026)Verified 13 Oct 2026
The government resets these rates every quarter. Unchanged for Oct–Dec 2026.
Business Today: Q3 FY27 rates unchanged · India Post: small savings schemes
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