Sukanya Samriddhi (SSY) calculator
Plan your daughter’s Sukanya Samriddhi account: deposits for 15 years, maturity at 21 years.
₹71,82,119 when she is 23
Matures around 2047, 21 years after opening.
- Invested: ₹22,50,000
- Interest: ₹49,32,119
Year-by-year table
| Year | Deposit | Interest | Balance |
|---|---|---|---|
| 1 | ₹1,50,000 | ₹12,300 | ₹1,62,300 |
| 2 | ₹1,50,000 | ₹25,609 | ₹3,37,909 |
| 3 | ₹1,50,000 | ₹40,009 | ₹5,27,917 |
| 4 | ₹1,50,000 | ₹55,589 | ₹7,33,506 |
| 5 | ₹1,50,000 | ₹72,448 | ₹9,55,954 |
| 6 | ₹1,50,000 | ₹90,688 | ₹11,96,642 |
| 7 | ₹1,50,000 | ₹1,10,425 | ₹14,57,067 |
| 8 | ₹1,50,000 | ₹1,31,779 | ₹17,38,846 |
| 9 | ₹1,50,000 | ₹1,54,885 | ₹20,43,732 |
| 10 | ₹1,50,000 | ₹1,79,886 | ₹23,73,618 |
| 11 | ₹1,50,000 | ₹2,06,937 | ₹27,30,554 |
| 12 | ₹1,50,000 | ₹2,36,205 | ₹31,16,760 |
| 13 | ₹1,50,000 | ₹2,67,874 | ₹35,34,634 |
| 14 | ₹1,50,000 | ₹3,02,140 | ₹39,86,774 |
| 15 | ₹1,50,000 | ₹3,39,215 | ₹44,75,989 |
| 16 | ₹0 | ₹3,67,031 | ₹48,43,020 |
| 17 | ₹0 | ₹3,97,128 | ₹52,40,148 |
| 18 | ₹0 | ₹4,29,692 | ₹56,69,840 |
| 19 | ₹0 | ₹4,64,927 | ₹61,34,767 |
| 20 | ₹0 | ₹5,03,051 | ₹66,37,818 |
| 21 | ₹0 | ₹5,44,301 | ₹71,82,119 |
Partial withdrawal of up to 50% is allowed after she turns 18 for education. Assumes today’s rate for the whole period.
A little guidance.
How to use Sukanya Samriddhi (SSY) calculator
- Enter your content or try the synthetic example.
- Review the settings and the stated limitations.
- Process, inspect the result, then choose Download or Copy.
Formats and compatibility
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Limitations
Assumes the current rate stays the same and yearly deposits are made early in the financial year.
Questions, answered.
Is Sukanya Samriddhi (SSY) calculator free?
Yes. Sukanya Samriddhi (SSY) calculator is free to use with no sign-up, no watermark and no daily limit.
Is my data sent anywhere?
No. Everything you enter is processed in your browser and is not sent to a server.
Does it work on mobile phones?
Yes. It runs in any modern browser on Android, iPhone, Windows, Mac and Linux. Large files are faster on a computer.
What are the limitations?
Assumes the current rate stays the same and yearly deposits are made early in the financial year.
Sources and last check
We list every rate, limit and date this page relies on, where it comes from and when we last checked it. Rules change: please confirm on the official website before you act. Spotted something out of date? Tell us.
- Small savings interest rates (Oct–Dec 2026)Verified 13 Oct 2026
The government resets these rates every quarter. Unchanged for Oct–Dec 2026.
Business Today: Q3 FY27 rates unchanged · India Post: small savings schemes
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